Find banksSearch the FDIC's register of every US bank, by name, by state, by city, by size, or by any combination of them. Each result carries the bank's FDIC certificate number, address, website, regulator, total assets and deposits, and the date it opened, so one step answers 'which banks are in this town' or 'who are the ten largest banks in Texas'. Banks that have closed can be included, which is how you find a bank that was merged away years ago.
Get a bank's detailsEverything the FDIC holds on one bank, from a name or a certificate number: where its head office is, its website, the date it opened and the date its deposit insurance began, who regulates it, what kind of charter it holds, its holding company, how many offices it runs, and its latest assets, deposits and returns. If the bank has closed, the result says when and names the bank its business went to, so 'what happened to my old bank' is answered in one step.
Check whether a bank is FDIC-insuredA plain yes or no on whether deposits at a bank are covered by FDIC insurance, with the date the cover began and a sentence you can send straight on to someone. Use it to gate a workflow: onboarding a vendor, checking where a payment is going, or verifying a customer's bank. A handful of institutions appear in the FDIC's register without being insured by it, and this separates them out rather than reading the field that says yes for every record. A bank that has closed answers no, and says where its accounts went.
List branch officesEvery branch office on the FDIC's register, for one bank, one place, or one bank in one place. Each office comes back with its street address, county, latitude and longitude, the date it opened, and what it does, so you can map a bank's network or answer 'which banks have a branch in this ZIP code'. Narrow to head offices, to full-service branches you can walk into, or to limited-service ones. Name at least a bank or a place: the register holds about 78,000 offices.
List deposits held at each branchHow much money is on deposit at each branch, from the FDIC's Summary of Deposits, the survey every bank files on 30 June. This is the market-share question: who holds the deposits in this county, how much sits in this bank's branches in that state, which branch is its biggest. The total covers every matching branch rather than only the ones listed, so it is the real figure however short the list. The latest published survey is used unless you pick a year.
Get a bank's quarterly financialsA bank's quarterly call report figures, newest first, in dollars rather than the thousands the FDIC publishes: assets, deposits, loans, equity, tier 1 capital, net income, return on assets and equity, net interest margin, the efficiency ratio, noncurrent loans and net charge-offs. Four quarters unless you ask for more, and the result also gives the latest quarter on its own and how the headline figures moved since the quarter before, so a step can watch a bank's position without doing the arithmetic.
Get a bank's offices and trade namesHow big a bank's footprint is and what it calls itself: how many offices it runs, how many of them are full-service, how many states it operates in, whether it is a minority depository institution, every website it publishes, and the other names it trades under. That last one matters more than it sounds: plenty of online-only brands are a division of a bank with a different name, and this is where the FDIC records the connection. Four quarters unless you ask for more, so you can see a network growing or shrinking.
List what has changed at a bankThe story of a bank, as the FDIC records it: who it merged with, what it used to be called, when it changed charter or regulator, when it failed, and when branches opened and closed. Each merger names the other bank in it, so reading one bank's record tells you which bank it absorbed rather than repeating its own name back. The default leaves branch openings and closings out, because a large bank has thousands of them and they bury the handful of things that happened to the bank itself.
List failed banksEvery US bank failure since the FDIC opened in 1934, and every bank it rescued while still open. Search by name, by state, or between two dates, and each one comes back with the date it failed, what it held at the time, how it was resolved and what the failure cost the insurance fund. Use it to watch a state, to check whether a bank in a list has failed, or to pull the record of a particular failure.
Get banking industry totals by yearHow many FDIC-insured banks there were and what they held, for the whole country or for one state, year by year back to 1934: banks, offices, assets, deposits, loans, equity, net income and staff. The FDIC publishes commercial banks and savings institutions as separate rows, which is why a straight reading of the file under-counts the industry by a few hundred banks; this adds them together and keeps the split beside the total. The latest published year unless you pick a range.