Get the failure risk boardGet LiquiLens's current failure-risk board for Indian banks and lenders: each scored institution's health score, grade, risk tier (green, yellow, orange or red) and estimated chance of failing within 12, 24 and 36 months, with tier counts to branch on. Institutions whose filings are too old to score are listed separately with the reason. No API key required.
Get an institution's risk profileGet one bank or lender's failure-risk history, period by period: health score, grade and chance of failing, where it stands against the RBI's early-intervention thresholds, how stable its funding is and whether its accounts show a red flag. Failed banks such as PMC Bank are included, with the date and nature of the failure. No API key required.
List covered banksList the commercial, small finance and urban co-operative banks whose filings LiquiLens has reviewed, with how current each one's latest filing is and counts of current, out-of-date and historical records. Narrow it to one kind of bank or look back to an earlier date. No API key required.
Get a bank's filing reviewGet the figures from a bank's latest reviewed filing (bad loans, capital adequacy, deposits, depositor concentration and provision coverage) as one flat record, with the change on the last quarter and year and, where disclosed, how bad loans moved through recoveries, upgrades and write-offs. Every figure links back to its filing, and past periods come back on request. No API key required.
Get an institution's monitoring reviewGet the monitoring review of one bank or lender: the warnings raised, such as bad loans rising past an alert level, every figure on file with its change on a year earlier and its source, and the disclosures that are missing, so you know what the review cannot see. No API key required.
Check the watchlistCheck up to 100 banks and lenders in one step, or every institution LiquiLens tracks: for each, whether a warning was raised, whether it needs urgent review and how many disclosures are missing, with counts to branch on. A good step to run on a schedule and alert on. No API key required.
Search RBI-registered lendersSearch the Reserve Bank of India's register of more than 9,000 non-bank lenders by name or company number, by lender type (housing finance, microfinance, peer-to-peer and more) or by size layer. Each result carries the registered name, city, type, layer, CIN and whether it may take public deposits. No API key required.
Get the historical track recordSee how well LiquiLens's screen has flagged past bank failures in India, the United States and Europe: how many institutions each study covers, how far ahead failures were flagged, and whether the lead times may be optimistic. No API key required.
